Why Moving Insurance is Essential
Moving insurance safeguards your possessions from unforeseen events during transportation. Despite our meticulous care and experienced team, accidents can happen. Ensure your valuables are protected with our comprehensive insurance options.
We take great care to help protect your belongings by making sure our team is trained and aware during the moving process in handling your household furnishings and protecting your home.
Sometimes, despite best efforts, damages can occur, so we want to make sure our clients are educated about coverage options when hiring a moving company so you can make the best decision for your needs.
Selecting the Right Coverage
Interstate movers are required under federal law to offer a minimum level of damage protection, but that minimum level is based on the weight of the item, not its value. This minimum coverage is calculated at 60 cents per pound. This provides minimal coverage per lost or damaged item, most likely less than you might expect.
For example, if a 200-pound Leather Sofa you bought for $2,000 is damaged or lost in the move, that protection would only pay you $120 for that item.
Full coverage can be purchased from your mover or from a third party. Additionally, you can check to see if your homeowner's or renter's insurance would cover any loss or damage during moves.
Types of Coverage
Standard Coverage
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Description: This is the standard coverage that all moving companies provide. It offers minimal protection.
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Coverage Amount: $0.60 per pound per item.
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Cost: Included in the moving contract.
Full Value Protection
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Description: This plan provides more comprehensive protection. If any of your items are lost or damaged during the move, this coverage will repair or replace them, or you will receive a cash settlement offer for the current market value of the item.
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Coverage Amount: Based on the declared value of your belongings.
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Cost: Varies depending on the declared value of your items.
Third-Party Insurance
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Description: For those seeking additional protection, third-party insurance can offer more extensive coverage beyond the basic and full value options.
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Coverage Amount: Varies based on the policy purchased.
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Cost: Please consult with your insurance provider for rates.
Mullins Moving Insurance Options
Mullins Moving provides the standard coverage that is required for all moving companies that covers individual items at $0.60 per pound.
We work with two highly preferred 3rd party insurance carriers that can provide you with full coverage insurance for a single piece or your entire shipment.
BAKER INTERNATIONAL
We recommend the policies offered by Baker International for full coverage insurance on an entire shipment.
To provide you with pricing options, they will require the moving carrier’s information, the value of your goods, and the estimated weight of the shipment.
We’d be happy to assist you in determining the weight of the shipment if you’re looking to explore this option.
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Baker International does not offer single piece coverage.
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Baker International can be reached at 800-356-0099, or visit them online.
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Let the customer service representative know you’re working with Mullins Moving, ID# 17334, for a household goods move.
MOVINGINSURANCE.COM / RELOCATIONINSURANCE.COM
For full coverage insurance on single pieces, we recommend the policies offered by MovingInsurance.com also known as RelocationInsurance.com.
They will require the moving carrier’s information, a description of the piece and the value of your item to provide you with pricing options. Because of their policy restrictions, we do not recommend this carrier if you are looking to insure the entire shipment.
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MovingInsurance.com can be reached at 888-893-8835, or visit them online.
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Let them know you’re working with Mullins Moving for a household goods move.
HOMEOWNERS INSURANCE
You can check with your homeowners/renters insurance carrier and see if they offer coverage above the $0.60 per pound offered at our standard rates.
This is typically done in the form of a rider added to the policy. If offered, the usual cost is between $50.00 and $100.00. They will typically request our licensing information to verify that a reputable company is handling the move.
Please call us at 480-408-7444, and we will be happy to discuss the best option for your specific situation.
Moving Insurance FAQs
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What does residential moving entail?Residential moving involves relocating households, whether an apartment, house, or condo. We handle local moves within Arizona and long-distance moves across state lines.
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Can you help with packing and unpacking?Absolutely! We offer professional packing services to ensure your belongings are secure during transit. Unpacking services are also available upon arrival at your new home.
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Are you able to transport specialty items?We have significant experience and knowledge in handling your delicate items. Our highly skilled team takes extra care when handling fine art, antiques, glassware, and other specialty items. Specialty items also include pianos, pool tables, large appliances, and other oversized or heavy objects. We have the expertise to move them all safely. Our team uses specialized equipment, proper padding, and secure packaging to protect specialty items.
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Do you offer long-distance moving services?Absolutely! We are well-versed in long-distance moves. Whether you’re moving to Texas, Florida, New York, or any other state, you can be confident in our experienced team to ensure a smooth transition. We offer flat-rate, all-inclusive pricing for long-distance relocations. There are no hidden fees—what you’re quoted is what you’ll pay.
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Do you handle office or business relocations?Yes! We specialize in commercial moves. We minimize downtime and disruptions, whether it’s an office, retail space, or warehouse. Our team is equipped to handle office furniture, electronics, and specialized equipment.
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Are there things you do not move?Valuables such as Jewelry, Money, Medicine, Laptops, Documents, Keys, Gold, or Silver. Hazardous / Flammable Materials: such as Propane Tanks, Matches, Cleaning Products, Firearms, Ammunition, Aerosols, Paint, Motor Oil, and Gasoline. We also ask that you drain the oil and gas from your lawn mower. Please clean the ash and grease from your BBQ. Perishables such as Food and Plants. Do not pack liquids of any kind. One leaky bottle can ruin a lot of boxes and furniture. This includes olive oil, cleaning products, water, liquor, wine, beer, sodas, vinegar, liquid soaps, and candles (melt).
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What services are not provided?Any assembly or disassembly that requires drilling into your walls. Specifically, we do not remove or install TV mounts or speakers. Our movers will assist you by lifting TVs off the wall but the client is responsible for having the TV disconnected.
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Do you handle disconnecting and reconnecting our Washer and Dryer?Yes, we do basic disconnect and reconnects of washers/dryers but we don’t provide any additional electrical or plumbing services. Dryers come with either a “3 prong” or “4 prong” power cord. If your new home has the incorrect type of outlet in the wall you will have to install a new power cord on your dryer.
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How can I trust your company for my moving needs?Our company was built on the trust of the clients we serve and our reputation speaks for itself. We’ve successfully handled countless moves, both locally and nationally. Our client-centric approach for each client’s needs, safety protocols, and exceptional service set us apart.
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How far in advance should I book my move?The ideal timing for planning purposes and to ensure your move date can be accommodated is to book your move at least 2 weeks in advance. That helps us get set up for success. However, we understand that sometimes short notice is unavoidable, so in cases like that, we will do our best to accommodate your needs.
Contact Us
Have more questions about moving insurance?
Please feel free to reach out to us. Our team is here to help you understand your options and find the best coverage for your needs.
Phone: 480-408-7444
Email: info@mullins-moving.com